Protecting your business on the open road.
Trucking insurance provided by Baker Welman Brown.
Does your company make use of commercial trucks? If so, you may need to consider commercial trucking insurance, which covers more risks than your typical auto insurance would.
Bigger risks require broader coverage.
Compared with ordinary auto insurance, commercial trucking insurance needs to cover not just bigger risks, but a wider range of risks. The potential costs of damage to property and medical bills are higher simply because a truck can have a bigger impact in a collision. Meanwhile, you’ll also need to be covered for the potential loss of, or damage to, cargo.
Insurance unique to your trucking operations.
The principles behind commercial truck policies are simple enough, but be prepared to answer a lot of questions about the type of people you have operating the trucks, the type of cargo they carry, and the expected mileage during the year. Your coverage needs could also change depending on whether you cross borders into other jurisdictions.
Ensure your coverage meets and exceeds all standards.
Discounts may be available based on factors such as your staff holding commercial driver’s licenses, or your business being well-established. You should also check to see if your policy provides for government filings, which may be necessary to verify your coverage meets specified standards.
For more details on covering your commercial trucks, contact us today.
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